Anna Maria Island real estate property is unique. Find out about building, buying, renting and selling on a Florida Gulf Coast barrier island, with the best Old Florida atmosphere and friendly natives.
Even the smallest and oldest of the houses on Anna Maria Island feature certain design and architectural elements that are not only functional, but beautiful. It’s easy to take them for granted (and some people might even take them for granite), but the gray and white marble sills that form the bottom of so many island windows are just such a solid, visually pleasing detail.
It makes a lot of sense to put marble at the base of an island window … especially those of the traditional jalousie design, which are often left open even when showers come through. The angled panes of the opened jalousie window catch and deflect most of the rain away from the sill. But if some of the rain gets through, a marble sill is preferable to wood. The water won’t penetrate, and can be easily wiped away. Damp wood leads to many problems in the Florida climate, including rot, mildew and even termites.
As I’ve visited more and more friends at their homes in Florida, I’ve continued to be surprised by how many of these houses feature marble window trim. I’m not sure which surprise me the most … the humble old houses, or those of brand new construction, that feature marble sills. It seems even the modern luxury building industry has recognized the benefits of the marble that was used in simpler times.
I have never forgotten Anne Morrow Lindbergh’s comments about the appeal of simplicity when it comes to shelter, as well as to other basic needs in our lives. In Gift from the Sea, she writes with such appreciation about her time on a Florida island, where she escaped the very busy routine of being a mother of five, with a career, living in the North. In a beautifully poetic way, she allows the seashells she finds on her daily beach walks to stimulate her more general ideas about life.
“One does not need the airtight shelter one has in winter in the North,” she writes. “Here I live in a bare sea-shell of a cottage. No heat, no telephone, no plumbing to speak of, no hot water, a two-burner oil stove, no gadgets to go wrong. No rugs. There were some, but I rolled them up the first day; it is easier to sweep the sand off a bare floor. But I find I don’t bustle about with unnecessary sweeping and cleaning here. I am no longer aware of the dust. I have shed my Puritan conscience about absolute tidiness and cleanliness. Is it possible that, too, is a material burden?”
Many who have stayed for years at island resorts for their annual vacations eventually think about buying property in their favorite place. Anna Maria Island is that favorite place for a wide range of people who have one thing in common: they love the simple, Old Florida beauty here. Although Anna Maria Island lodging offers a wide range of comfortable places to stay, there is something special about having one’s own island home.
Since many people thinking of making the move are from places very different from this tropical island paradise, here is a list of things to watch out for as one selects one’s new island home:
1. Neighborhood flooding can come from high tides, storm surges or just heavy rainfall. Just one or two inches of elevation can make the difference between whether a particular home or yard is often standing in water, or not. Ideally, the potential home buyer should be sure to visit the island during the rainy season, staying at one of the island resorts, in order to drive around after heavy rain and see which properties are standing in water. It’s very hard to predict which properties will be dry and which will be flooded just by looking at them. At the very least, try to talk to others in the neighborhood and ask how often the street is closed due to high rainfall, or whether they have seen standing water at the property in which you are interested.
2. Anna Maria Island rentals are often interspersed among second homes that are not rented. Anyone who depends on peace and quiet should take a careful look at whether there are a lot of island rentals signs in the yards on the street where they are considering buying. Usually, there are more island rentals close to the beach, and this is one reason it’s not necessarily ideal to own a home right at the beach, unless, of course, you plan to rent it. If that’s the case, it’s good to keep in mind that rental properties with swimming pools are much easier to rent.
It has been a difficult few years for anyone wanting to sell a home on Anna Maria Island. Having been part of Florida’s spectacular growth, prices on island homes had risen tremendously since the 1990’s, and therefore were subject to the same kind of fall that all popular markets experienced starting a little over three years ago. But at least there always is something about a beautiful island that sets its properties apart from the larger inventories on the mainland. There is only a finite number of island homes, and people will always want to live on an island. So there is reason to believe properties on Anna Maria will be in demand again sooner than the general market.
The question is whether the nation is beginning to see a general upturn in housing sales and prices yet. There have been articles in highly regarded publications, such as the Wall Street Journal, indicating this may be the case. In a recent article in the Anna Maria Island Sun, Louise Bolger points out that Maureen Maitland, vice president for index services at Standard & Poor’s, has speculated that we may look back on April, 2009, as the trough in home prices.
Speaking of speculation, that would mean this could be a very good time to buy an investment home in Anna Maria Island … if you can afford the high property taxes. At least there is the possibility of covering some of those taxes and carrying costs through rental. And rumor has it that if the house has a swimming pool, it is much easier to rent. Of course this all is speculation, and speculation is largely responsible for the bubble and its bursting that put the market where it is today.
When we first moved to Anna Maria Island ten years ago, we had some trepidation about what the locals euphemistically called “critters.” We had never lived in a tropical environment. We loved the thought of tropical vegetation, but we knew that in any healthy ecosystem, tropical vegetation attracts and hosts a large number of creatures, many of them with more than two legs.
We have been happily surprised not to come across giant spiders; not to be overrun by palmetto bugs (a.k.a. large roaches); not to have rats emerge through the toilet or nest in our walls. Most of the critters that live around us actually add a positive side to our life here. The occasional egret staring at us through the window, and the antics of a squirrel hoping for a walnut are very entertaining. The reclusive frog behind our garage shutter has been a constant quiet neighbor for many years. Our only interaction with it was at the time we had the house tented by exterminators. For its protection tried to relocate the frog into the banana grove on the edge of our property. Every time I carried it across the yard to this safe place it managed to return to behind the shutter surprisingly quickly. (I had to relocate it a final time right before the tent went up.)
Lizards are one of the most welcomed critters on our property, because we often see them chasing and eating palmetto bugs. I’ve never been completely clear about the distinction or relationship between geckos and small lizards. I suppose I could look it up, but for the purposes of this commentary, I’d like to describe what I see at my island home. There are many small lizards running around the yard. They vary quite a bit in terms of markings and color. They are no bigger than five inches long at maturity. They clearly prefer being outdoors and rarely end up in the house. These lizards are more angular and less flat than what I think of as geckos.
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